$469,744
Median sale priceUp 6.9% year over year (June 2026).
Nephi home buyer’s guide · Updated October 2026
Homes for Sale in Nephi, UT: Prices, Neighborhoods and What $400K Buys.
Nephi homes sold for a median of $469,744 in June 2026, up 6.9% from a year earlier, and took a median of 82 days to sell. Here’s what’s available at each price, which neighborhoods to tour, and how Nephi compares with Utah County.
Market snapshot
The Nephi Market Right Now.
Nephi is a town of about 7,500 people, the Juab County seat on I-15 south of Provo. The market has moved from the 2021–2023 bidding wars to a more balanced pace: homes take longer to sell, which gives buyers time to compare, while prices are still rising.
82 days
Median days on marketUp from 53 a year earlier. More room to look and negotiate.
99.3%
Sale-to-list ratioWell-priced homes still sell close to asking.
$163
Median price per sq ftDown 7.1% year over year: more space per dollar.
Source: Redfin Nephi housing market, data through June 2026. Population: U.S. Census Bureau estimate, July 2025 (7,488). Active listings typically run about 40 to 60 homes; call Kerry for today’s count.
What’s for sale
Nephi Homes by Price Range.
How Nephi listings have broken down by price in 2026. Exact homes change week to week, but these ranges show what each budget typically buys.
Established homes and newer townhomes, including Loveless Estates. First-time buyers and value seekers.
Established single-family homes with garages and yards. Growing families and Utah County movers.
Newer construction, modern finishes and larger lots, including Winn Ridge and Chapel View.
Custom homes on the East Bench, large basements, RV parking. Multigenerational buyers.
What about $400,000? In 2026 that budget has bought either a newer 3-bedroom townhome with an attached garage and modern finishes, like Loveless Estates #53 at $389,900, or an established 4- to 5-bedroom single-family home of roughly 1,700 to 2,700 square feet that may need some updating. Ranges based on spring 2026 Nephi listings (Redfin, Zillow, Homes.com).
Where to shop
Nephi Neighborhoods and Subdivisions.
Nephi is small enough that the market splits into a few clear areas. Price ranges reflect 2026 listings; confirm current homes with Kerry.
Loveless Estates
~$385K–$420K
Priority Homes’ 75-home townhome community. New construction with garages, fenced yards and HOA-managed exteriors.
Community guide →Winn Ridge
~$499K–$679K
New-construction custom homes with mountain views and premium upgrades.
Nephi new construction →North Ridge Estates
~$425K–$555K
Newer homes and buildable lots with mountain views.
Best neighborhoods →Chapel View Estates
~$470K–$560K
Deep 4-car garages, RV parking, finished basements and larger lots.
Basement finishing →Downtown / Main Street
~$275K–$595K
Older homes, mature trees and walkable services. Some renovation opportunities.
Remodeling services →South Nephi
~$389K–$620K
Established homes with a rural feel, lots up to about three-quarters of an acre, close to the I-15 on-ramp.
Living in Nephi →
Nephi vs. nearby markets
How Nephi Compares with Utah County.
Most Nephi shoppers also look at Spanish Fork, Payson, Santaquin or Mona. The trade is simple: more house for the money, a longer drive to Provo.
| Market | Typical home value | vs. Spanish Fork | Drive to Provo |
|---|---|---|---|
| Nephi | $416,794 | About $85,000 less | ~35–45 min |
| Payson | $445,926 | About $56,000 less | ~20 min |
| Santaquin | $476,020 | About $26,000 less | ~25 min |
| Spanish Fork | $502,454 | Baseline | ~15 min |
| Mona | $519,853 | About $17,000 more | ~30 min |
Typical home values: Zillow Home Value Index, May 2026 (all home types). Drive times are approximate and depend on traffic. Typical values differ from Redfin’s median sale price, which measures only homes that sold that month.
More home per dollar
Nephi’s typical value runs tens of thousands below Spanish Fork and Santaquin, and that difference carries through every mortgage payment.
A single-leg commute
About 35–45 minutes to Provo and about an hour to Salt Lake City, all on I-15.
Built for 1–3 office days
Remote and hybrid workers get the price advantage without a daily commute.
Comparing listings
Six Things to Check on Every Nephi Home.
- Price per square foot. Nephi’s median is about $163. Anything well above needs a reason, like new construction or a finished basement.
- Build year. Newer homes (about 2018 on) usually have 2×6 walls and modern energy code; pre-1990 homes may need updates.
- Lot and outdoor space. About 0.18 acre is common in newer subdivisions; established areas offer up to about three-quarters of an acre.
- Garage. Two cars is standard; 3- to 4-car garages and RV parking are premium features in Nephi.
- Basement. Finished adds living space now; unfinished means future budget. Check for bathroom rough-in.
- Schools and commute. Juab School District serves all of Nephi; your drive to work matters more than small cross-town differences.
Start your search
Get Pre-Approved →
How to Buy a Home in Nephi.
A structured search saves weeks. Typical timeline: 30 to 45 days from accepted offer to keys.
Get pre-approved
Talk to a local lender. Priority Homes works with Kyelend, our preferred Utah lender.
Define your must-haves
Bedrooms, garage, basement, lot size and area of town.
Tour 5 to 7 homes
Mix new construction, established homes and townhomes to see the value spread.
Run the real numbers
Mortgage, property tax, insurance, HOA and utilities: the full monthly cost.
Make an offer
Nephi homes sell for about 99% of list. Homes on the market 30+ days may have more room.
Close and move in
Inspection, appraisal, final walkthrough and keys.
First-time buyer? Utah Housing Corporation offers first-time buyer loans and down-payment assistance, alongside FHA, VA and low-down-payment conventional loans. See the Buyer Roadmap and ask our preferred lender which program fits.
Your local agent
Kerry Anderson: 20+ Years in Nephi Real Estate.
Kerry Anderson of Equity Real Estate represents Priority Homes inventory in Nephi and works with buyers across town. Kerry knows the market block by block: which neighborhoods hold value, which listings are likely to negotiate, and which homes fit first-time buyers, Utah County movers and downsizers.
Call for a custom tour list built around your price range and must-haves.
Buyer questions
Nephi Homes for Sale FAQ.
What is the median home price in Nephi, UT?
Nephi homes sold for a median of $469,744 in June 2026, up 6.9% from a year earlier (Redfin). Zillow’s typical home value was $416,794 in May 2026; the two measure different things.
How many homes are for sale in Nephi?
Usually about 40 to 60 at a time in 2026, depending on the listing site and the season. Call Kerry Anderson at (435) 660-0264 for today’s count.
How long do Nephi homes take to sell?
A median of 82 days through June 2026, up from 53 days a year earlier. Sellers received about 99.3% of list price.
What does $400,000 buy in Nephi?
Typically either a newer 3-bedroom townhome with a garage and modern finishes, such as Loveless Estates #53 at $389,900, or an established 4- to 5-bedroom single-family home.
Is Nephi cheaper than Spanish Fork or Payson?
Yes. Zillow’s May 2026 typical home value was about $85,000 lower in Nephi than in Spanish Fork and about $29,000 lower than in Payson. The trade-off is a longer drive to Provo.
What are the best neighborhoods to buy in Nephi?
Loveless Estates for new townhomes, Winn Ridge for custom new construction, North Ridge Estates for newer single-family homes, and Chapel View Estates for RV parking and finished basements. Downtown and South Nephi offer older homes and larger lots.
How long is the commute from Nephi?
About 35–45 minutes to Provo and about an hour to Salt Lake City on I-15, depending on traffic and weather.
Are there first-time homebuyer programs in Nephi?
Yes. Utah Housing Corporation offers first-time buyer loans and down-payment assistance, and FHA, VA and conventional loans with low down payments are available. Our preferred lender, Kyelend, can explain which fits.
How do I tour homes in Nephi?
Call Kerry Anderson at (435) 660-0264 or the Priority Homes office at (435) 623-0897 for a tour list built around your budget.
Ready to look?
Find Your Nephi Home.
Whether it’s a Loveless Estates townhome, an established family home or a custom build on the East Bench, start with a 15-minute call about what you’re looking for.
Keep researching
More Nephi Buyer Guides.
Updated October 2026. Market data: Redfin (through June 2026) and Zillow Home Value Index (May 2026); price ranges from 2026 Nephi listings. Population: U.S. Census Bureau, July 2025 estimate. Figures change monthly; confirm current listings with Kerry Anderson.
Nephi real estate & market data
Homes for Sale in Nephi UT: Complete 2026 Buyer’s Inventory Guide
56 homes currently for sale in Nephi at a median listing price of $416,794. See current inventory by price tier and neighborhood, what $400K actually buys, and how to navigate the 2026 Nephi market — including Loveless Estates townhomes and Winn Ridge new construction.
Active Listings
56 Homes
Currently for sale in Nephi across MLS (Redfin, May 2026).
Median Price
$416,794
Median home listing price for Nephi (Zillow, May 2026).
Price Range
$389K – $679K
Active listings span from entry-level to luxury custom homes.
Sale-to-List Ratio
98%
Nephi sellers typically receive 98% of list price.
If you’re searching for homes for sale in Nephi UT in 2026, this is the most current inventory snapshot of what’s actually available right now. As of May 2026, there are 56 homes actively listed in Nephi with a median listing price of $416,794 — making it one of the most affordable home markets along the I-15 corridor south of Provo, with active inventory spanning everything from $389K starter homes to $679K luxury custom builds.
The 2026 Nephi market has shifted from the post-pandemic frenzy to a more balanced environment. With more inventory available than a year ago, buyers have leverage to find the right property without the pressure of a 24-hour bidding war that defined 2021–2023. That said, well-priced homes in Nephi still move quickly — typical homes spend 78 to 92 days on market, with desirable properties going faster.
This guide walks through current inventory by price tier, what neighborhoods to focus on, what $400K actually buys you in Nephi, and how to navigate the buying process. Whether you’re a first-time buyer, relocating from Utah County, or downsizing into a townhome, you’ll find a clear picture of the market here.
Nephi UT Home Market: May 2026 Snapshot
Nephi is a 9,000-resident town in Juab County, 35 minutes south of Provo via I-15. Active home inventory has grown steadily over the past two years as Utah County buyers expand their search southward for affordability. The current 56 actively-listed homes represent meaningful selection across price points and home types.
At $416,794 median listing price, Nephi homes run roughly $60,000-$85,000 less than equivalent Utah County options in Spanish Fork, Payson, or Santaquin. For Nephi’s zip code 84648 specifically, the median runs slightly lower at $411,090. That gap — combined with growing inventory and 98% sale-to-list ratio — gives Nephi buyers real negotiating room.
Active listings span new construction (Winn Ridge, North Ridge Estates), established subdivisions (Chapel View Estates), townhomes (Loveless Estates), and unique custom properties on the East Bench and Main Street corridor. Each category has its own value proposition.
Current Nephi Home Inventory by Price Tier
Here’s how the active 56 listings break down by price band as of May 2026. Pricing shifts month-to-month — call Kerry Anderson at (435) 660-0264 for real-time inventory and showings.
| Price Range | Typical Home Profile | Best Fit Buyer |
|---|---|---|
| $389K – $415K | 3-4 BR / 2-3 BA, 1,700-2,600 sq ft. Mix of established homes and newer townhomes | First-time buyers, townhome buyers, value seekers, Loveless Estates fits here ($399,900) |
| $420K – $475K | 3-5 BR / 2-3 BA, 2,300-3,400 sq ft. Established single-family homes with garages and yards | Families upgrading from townhomes, move-up buyers, Utah County relocators |
| $485K – $560K | 3-4 BR / 2-3 BA, 2,700-3,400 sq ft. Newer construction with modern finishes, larger lots | Established families, dual-income households, Winn Ridge new builds |
| $575K – $679K | 4-6 BR / 3-4 BA, 3,200-3,800 sq ft. Premium custom homes, East Bench, large basements, RV parking | Luxury buyers, multi-generational families, those seeking custom features |
Sources: Redfin, Zillow, Homes.com, ReMax (May 2026). Median data reflects active listings; actual sold prices may differ.
Real-World Examples
What $400,000 Actually Buys in Nephi (Real May 2026 Listings)
The clearest way to understand a market is to look at what’s actually for sale right now at a target price. Here are real Nephi listings near the $400K mark from current MLS data:
$389,900
Established Single-Family
4 BR / 2 BA, 1,688 sq ft. Comfortable family home with good bones, listed by Equity Real Estate.
Loveless Estates Townhome
3 BR / 2.5-3 BA, 2,579 sq ft. New construction with quartz, included appliances, fenced backyard, 2-car garage.
Spacious Family Home
5 BR / 3.5 BA, 2,663 sq ft. Established neighborhood, room to grow, listed by Equity Real Estate.
The takeaway: $400K in Nephi gets you either a newer 3-bedroom townhome with modern finishes, or an established 4-5 bedroom single-family home. That same $400K in Spanish Fork buys a smaller, older townhome. The Nephi value gap is real.
Where to Shop: Nephi Neighborhoods & Subdivisions
Nephi is small enough that the home market splits into clear neighborhood areas. Here are the active subdivisions and corridors worth knowing as you search:
Loveless Estates (North Nephi)
Priority Homes’ 75-unit flagship townhouse community. Newer construction, planned community feel, closest to Juab High School and Central Valley Medical Center.
Price range: $385K–$420K • Home type: Townhomes
Winn Ridge (East Bench)
Premier new construction subdivision on Nephi’s east bench. Custom homes with mountain views, premium upgrades, modern layouts. Active build phase.
Price range: $499K–$679K • Home type: Custom single-family
North Ridge Estates
Newer development on the north end of Nephi. Buildable lots and newer home inventory. Mountain views, mature road infrastructure.
Price range: $425K–$555K • Home type: Single-family + lots
Chapel View Estates
Established subdivision with deep 4-car garages, RV parking, finished basements, larger lots. Newer construction with modern building standards.
Price range: $470K–$560K • Home type: Single-family
Downtown / Main Street Corridor
Established neighborhoods around Main Street with charming older homes, mature trees, walkability to Nephi services. Some renovation opportunities.
Price range: $275K–$595K • Home type: Older single-family, renovation candidates
South Nephi
Quieter, more rural feel with established homes. Closer to I-15 onramp for commuters. Larger lots common, some properties on 0.25-0.77 acres.
Price range: $389K–$620K • Home type: Established single-family
Why Buyers Are Choosing Nephi in 2026
The migration south from Utah County is real, and it’s accelerating. Here’s why Nephi keeps showing up in buyer searches:
Real Affordability: Median Nephi home at $416K vs Spanish Fork at $475K, Santaquin at $476K. The $60K-$85K savings compound over a 30-year mortgage.
Single-Leg Commute: 35 minutes to Provo, 65 minutes to Salt Lake City — entirely via I-15. No surface street routing through other cities.
Remote Work Compatible: Hybrid workers driving 1-3 days per week make Nephi’s commute economics work. Full remote workers gain the full affordability without commute cost.
Quality of Life: Lower traffic, lower crime, family-friendly community, real outdoor recreation at Mount Nebo and Yuba Lake within minutes.
Nephi vs. Nearby Utah Markets: 2026 Pricing
Most Nephi shoppers compare against Spanish Fork, Payson, or Santaquin before deciding. Here’s how the markets stack up on actual pricing per Zillow’s May 2026 data:
| Market | Median Home Price | Drive to Provo | Savings vs Spanish Fork |
|---|---|---|---|
| Nephi | $416,794 | 35 min | –$85,000 |
| Mona | $519,853 | 28 min | +$18,000 |
| Santaquin | $476,020 | 22 min | –$26,000 |
| Payson | $445,926 | 18 min | –$56,000 |
| Spanish Fork | $502,454 | 12 min | baseline |
Source: Zillow ZHVI (May 2026). Median home prices reflect all active listings; townhouse-only medians differ.
Talk to a local expert
Have a question about this? We are right here in Nephi.
What to Look For When Comparing Nephi Homes
Beyond price, six factors separate a strong home purchase from a regret. Run every listing you tour against this checklist:
01
1. Square Footage Per Dollar
Calculate $/sq ft and compare against the neighborhood average. Nephi homes average ~$155-$175 per sq ft. Anything significantly above needs justification.
02
2. Construction Year & Build Quality
Newer construction (2018+) generally has 2×6 exterior walls, modern energy code, updated systems. Pre-1990 homes may need significant updates.
03
3. Lot Size & Outdoor Space
Nephi lot sizes vary widely. 0.18-acre lots are common in newer subdivisions; 0.25-0.77 acres available in established areas. RV parking is a real Nephi feature.
04
4. Garage Configuration
2-car garage is standard. 3-car garages and deep 4-car garages with RV parking are premium features that hold resale value.
05
5. Basement Status
Finished basements add real living space and resale value. Unfinished basements offer upside but mean future renovation budget. Pre-plumbed for bathroom matters.
06
6. Schools & Commute
Juab School District covers all of Nephi. Drive-time to your job center matters more than minor cross-town differences within Nephi.
How to Start Your Nephi Home Search
With 56 active listings to evaluate, a structured search approach saves weeks. Here’s the recommended sequence:
Step 1
Get Pre-Approved
Talk to a local lender. Priority Homes works with Kyelend, our preferred Utah mortgage lender, for creative loan solutions.
Define Your Must-Haves
Bedrooms, garage, basement, lot size, neighborhood. Knowing trade-offs in advance saves time during tours.
Tour 5-7 Homes
Mix new construction, established homes, and townhomes to understand the value spread firsthand.
Run Real Numbers
Mortgage + property taxes + HOA + insurance + utilities. Total monthly cost, not just principal and interest.
Make an Offer
Nephi sellers receive 98% of list on average. Reasonable offers below list are often considered, especially after 30+ days on market.
Close & Move In
Typical Nephi close timeline: 30-45 days from accepted offer to keys in hand.
Fastest first step: Call Kerry Anderson at (435) 660-0264.
Your Nephi Real Estate Agent
Kerry Anderson — 20+ Years in Nephi Real Estate
Kerry Anderson is the listing and buyer’s agent who represents Priority Homes inventory in Nephi. With over 20 years of experience and Equity Real Estate as her brokerage, Kerry knows the Nephi market block by block — including which neighborhoods hold value, which schools matter for which families, and which listings are likely to negotiate.
Whether you’re a first-time buyer, relocating from Utah County, or a downsizer comparing single-family vs townhouse, Kerry can walk you through current inventory and help you tour the homes that actually fit what you’re looking for.
Continue Your Research
Nephi Real Estate Hub The main pillar guide for Nephi real estate.
Market Report 2026 Full Nephi market analysis with median prices and DOM.
5-Year Price Trend How Nephi prices have moved over the past 5 years.
Townhouses for Sale Specifically focused on Nephi townhouse inventory.
Loveless Estates Guide Priority Homes' flagship 75-unit townhouse community.
Living in Nephi Schools, commute, healthcare, daily life context.
Days on Market Comparison How fast Nephi homes sell vs nearby cities.
Contact / Schedule Tour Talk to Kerry or the Priority Homes team.
Frequently Asked Questions
How many homes are currently for sale in Nephi UT?
As of May 2026, there are 56 homes actively listed in Nephi according to Redfin. Other aggregators show slightly different counts (Zillow: 42, Homes.com: 51, Trulia: 29) based on listing source, but the active market includes everything from $389K starter homes to $679K luxury custom builds.
What’s the median home price in Nephi UT in 2026?
$416,794 across all home types (Zillow, May 2026). The 84648 zip code specifically runs slightly lower at $411,090. Median townhouse prices are lower (~$400K), while custom homes in Winn Ridge can exceed $600K.
Is Nephi cheaper than Spanish Fork or Payson?
Yes. Median Nephi home is $85,000 less than Spanish Fork ($502K) and $30,000 less than Payson ($446K). The tradeoff is a longer commute — 35 minutes to Provo vs 12-18 minutes from the Utah County cities — but for remote and hybrid workers the math typically favors Nephi.
What does $400,000 buy in Nephi UT?
Around $400K, current inventory includes new-construction townhomes (Loveless Estates: 3 BR, 2,579 sq ft, fenced backyard, 2-car garage at $399,900), established 4-5 bedroom single-family homes (1,688-2,663 sq ft), and entry-level renovated homes in the downtown corridor.
What are the best neighborhoods to buy in Nephi?
Active subdivisions worth touring: Loveless Estates (townhomes, North Nephi), Winn Ridge (custom new construction, East Bench), North Ridge Estates (newer single-family), Chapel View Estates (established with RV parking and finished basements). Each has a different price profile and home type.
How long do Nephi homes take to sell?
Median 78-92 days on market depending on home type and price. Townhomes move slightly faster (~78 DOM), single-family homes around 92 DOM, and luxury custom homes over $600K can take 120+ days. Sellers typically receive 98% of list price.
Is Nephi UT a good place to buy a home in 2026?
For affordability-focused buyers, remote workers, and Utah County relocators, Nephi offers strong value. Prices are projected to grow 2-4% annually as Wasatch Front migration continues, and current inventory levels give buyers more leverage than 2021-2023 markets.
What’s the commute from Nephi like?
Drive times via I-15: Spanish Fork ~12 min, Payson ~18 min, Provo ~35 min, Lehi ~50 min, Salt Lake City ~65 min. Single freeway leg — no surface street commute through other cities.
Are there first-time homebuyer programs available in Nephi?
Yes. Utah Housing Corporation offers programs for first-time buyers including down payment assistance. FHA loans, VA loans (for veterans), and conventional loans with 3-5% down are all available. Priority Homes’ preferred lender Kyelend can walk you through which program fits your situation.
How do I schedule a tour of Nephi homes?
Call Kerry Anderson directly at (435) 660-0264 for the fastest response, or the Priority Homes office at (435) 623-0897. You can also use the contact page. Kerry can put together a custom tour list based on your price range and must-haves.
Ready to Find Your Nephi Home?
Whether you want to tour Loveless Estates townhomes at $399,900, a $425,000 family home, or a $599,000 custom build at Winn Ridge — Kerry Anderson can put together a tour list that fits your situation. Start with a 15-minute call to discuss what you’re looking for.
Keep exploring
Where to go next
Nephi real estate & market dataNephi Real EstateStart here for Nephi, Utah real estate: market snapshot, homes and townhomes for sale, apartments, neighborhoods and local buyer guidance.Read more →
Buying in NephiTownhomes for SaleTownhomes for sale in Nephi, Utah, including new construction at Loveless Estates from $399,900. Prices, HOA, floor plans and Utah County comparisons.Read more →
Nephi real estate & market dataMedian Home PricesHow Nephi, Utah's median home price has changed over five years, how it compares with Utah County cities, and what it means for buyers now.Read more →
Priority Homes · Nephi, Utah
Questions? Talk to the people who know Nephi.
Visit us at 1451 S Main, Nephi, call 435-623-0897, or send a message and we will get back to you.